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Average credit score in the US climbs to 715 in 2023: Here’s why that matters

The average FICO Score in the United States was 715 in 2023, according to Experian data, increasing by one point from its 714 average in the third quarter (Q3) of 2022. It marks the tenth consecutive year that average FICO…

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Federal Grants, Loans, And Programs for Veterans

Americans have long been appreciative, proud, and protective of their military heroes. They sacrifice so much for the honor and safety of our country and deserve nothing but the best. Thankfully, the federal government provides a wide range of awards…

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Is Gap Insurance For You?

If you are a New York driver with an auto loan, you might consider purchasing gap insurance. Although it is not a required coverage, gap insurance can offer valuable financial protection if you owe a significant amount on your vehicle…

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