Finding the best car insurance coverage isn’t easy, and worst of all — it can be time-consuming. Enter Coverage Professor, the nation’s largest insurance lead provider, which is just a fancy way of saying this: They’ve got a lot of connections to some of the best auto insurance companies out there.

Operating as an insurance marketplace, Coverage Professor can do in minutes what might otherwise take hours — that is, connect you with some of the most competitive insurance quotes in your area. Interested? Keep reading for our full review on finding affordable insurance coverage using Coverage Professor.

CoverageProfessor is an insurance marketplace owned by LendingTree. Launched in 2006 in Seattle, Washington, by brothers Rob and Scott Peyree, CoverageProfessor has grown to serve more than 50 million people across all 50 states, connecting them with mainstream insurance providers such as Allstate, State Farm, Nationwide, and Farmers, among others. According to the CoverageProfessor website, it is the largest insurance-lead provider in the U.S.

Dedicated to simplifying the process of finding renters’ insurance, homeowners’ insurance, life insurance, health insurance, and auto insurance, CoverageProfessor partners with industry leaders to facilitate quick and easy comparison of quotes. By having partner providers reach out to you directly, you can efficiently evaluate offers side by side before making a decision.

Acquired by LendingTree in 2018, CoverageProfessor operates as a wholly-owned subsidiary of the nation’s largest lending marketplace.

How CoverageProfessor Works:

CoverageProfessor is not an insurance provider but an insurance marketplace connecting consumers with insurance agents. It streamlines the process of finding insurance policies by partnering with major car insurance companies like Erie, USAA, GEICO, American Family, and State Farm. Here’s how it works:

1. Provide Information: Start by providing basic personal information such as marital status, credit score, date of birth, and address. You’ll also need to provide details about the car you want to insure, including make, model, and year, along with information about your current coverage and driving history.
2. Quote Gathering: CoverageProfessor gathers the best quotes from insurers in your area. Auto insurance quotes can vary based on your driving profile and location.
3. Compare and Choose: Once you receive offers, compare quotes and select the one that suits you best. There’s no pressure to commit to any coverage option presented.

CoverageProfessor also offers educational resources for drivers, providing detailed information on average insurance costs, the cheapest insurance companies, and helping drivers understand whether they need comprehensive or full coverage car insurance.

Insurance Offerings:

The specific auto insurance coverage depends on the company you choose and your location. Common types of car insurance coverage include:

• Liability insurance: Covers property damage and bodily injuries to other parties in an accident where you’re at fault.
• Medical payments or personal injury protection coverage: Covers medical expenses for you and your passengers.
• Uninsured/underinsured motorist coverage: Covers damage or injuries caused by a driver with no or insufficient insurance.
• Collision insurance: Covers damage to your vehicle from a collision with another vehicle or object.
• Comprehensive coverage: Pays for damage from incidents other than collisions, such as theft, fire, vandalism, or falling rocks.
• Glass coverage: Pays for windshield damage.
• Rental car reimbursement coverage: Helps pay for a rental car while your vehicle is being repaired for a covered expense.

In addition to auto insurance, CoverageProfessor partners with insurers offering life insurance, home insurance, health insurance, and renters insurance.

Limitations and Considerations:

CoverageProfessor does not provide actual quotes but notifies you of the best option. To get a detailed quote, you’ll need to visit the insurer’s website and submit additional information.

Expect an influx of phone calls and emails as a result of completing a quote request.

Cost of CoverageProfessor:

CoverageProfessor itself is free to use. The cost of insurance depends on the company to which you are referred.

CoverageProfessor provides extensive data on auto insurance policy costs, offering insights into expected premiums based on factors such as age, location, and driving history.

Finding Discounts:

CoverageProfessor does not offer discounts as it is a free marketplace. However, many auto insurance companies offer various discounts, such as:

• Good student discount: for students maintaining a certain grade point average.
• Bundling discount: for buying multiple types of insurance from the same provider.
• Defensive driving discount: for completing an approved defensive driving course.
• Telematics discount: for using a device to record driving habits.
• Accident-free driving discount: for drivers with a clean record.
• Car safety devices discount: for vehicles equipped with safety features.

Maximizing Savings with CoverageProfessor:

Understanding how car insurance works is crucial. CoverageProfessor can help you grasp the factors influencing rates based on your driving profile, car, and other criteria. Factors like a clean driving history, high credit score, and a safe car contribute to lower insurance costs.

FAQs about CoverageProfessor:

1. Is CoverageProfessor a free service?

• Yes, CoverageProfessor is a free auto insurance marketplace that provides quick and convenient quotes.

1. Is CoverageProfessor legit?

• Yes, CoverageProfessor has been in business since 2006, is owned by LendingTree, and partners with reputable insurance providers.

1. Which companies does CoverageProfessor work with?

• CoverageProfessor collaborates with insurers like Erie, AAA, Amica, USAA, GEICO, American Family, State Farm, Progressive, Allstate, Nationwide, Metlife, Liberty Mutual, and Farmers.

1. How long does it take to find insurance with CoverageProfessor?

• Once you complete an online profile, you’ll start receiving quotes immediately, typically within a few minutes.

Getting Started with CoverageProfessor:

To begin using CoverageProfessor, visit their website at CoverageProfessor.com and enter your zip code, along with the year, make, and model of your vehicle.

Bottom line on CoverageProfessor auto insurance

If you’re seeking swift access to multiple auto insurance quotes, CoverageProfessor is an excellent starting point. By swiftly responding to a few brief questions, you can easily obtain some of the most competitive auto insurance quotes available in your region.

For additional ways to ensure you and your family have the essential coverage, explore our comprehensive reviews of top-tier insurance options.

Methodology

IsurancePro examines various factors in each auto insurance provider to craft our reviews. These factors encompass cost and discounts, customer complaints and satisfaction, coverage options, and user-friendliness. We also gather insights from reputable sources such as J.D. Power, AM Best, the National Association of Insurance Commissioners (NAIC), and the Better Business Bureau to present the most valuable information to our readers.