VantageScore vs. FICO score: How are they different? When comparing VantageScore vs. FICO scores, you’ll notice many differences. For example, each model uses slightly different factors to determine scores. Post navigation Previous PostAverage auto loan rates by credit score Next PostWhat is insolvency? How does it work and what to do about it You Might Also Like Credit How to build credit at 18: best tips for young adults isurancepro Credit Average auto loan rates by credit score isurancepro Credit What Is a FICO Credit Score? isurancepro Credit What is insolvency? How does it work and what to do about it isurancepro